How To Apply For Québec Parental Insurance Plan (QPIP)?

In this guide you will learn about the conditions and details of the Québec Parental Insurance Plan (QPIP), as well as how to apply for the benefit according to you case step by step.

Eligibility requirements to apply for the benefit

Depending on the category to which you belong you must meet certain requirements to apply for financial aid.

Only wage workers meet the eligibility requirements

You must meet the following requirements to be eligible for the Québec Parental Insurance Plan (QPIP):

1. Be the biological or adoptive parent of a kid born on or after January 1, 2006.
2. Be a Québec resident at the commencement of your benefit term.
3. Have you stopped working or had your regular job income reduced by at least 40%? (salary)
4. During the qualifying period, have at least $2,000 in insurable income (income taken into consideration for benefit calculation reasons), regardless of the number of hours worked.

Self-employed employees’ eligibility requirements

You must meet the following requirements to be eligible for the Québec Parental Insurance Plan (QPIP):

1. Be the biological or adoptive parent of a kid born on or after January 1, 2006.
2. Be a resident of Québec on the first day of your benefit period and on December 31 of the year before.
3. Have you stopped doing business or reduced the amount of time you spend doing it by at least 40% (Note: If you are paid as a family-type resource or an intermediate resource, you are automatically deemed to have cut down on the amount of time you spend on this sort of work by at least 40%.).
4. During the qualifying period, earn at least $2,000 in insurable earnings (income that is taken into account for calculating benefits).
5. During the qualifying period, you must have paid or owed a QPIP premium.
6. Depending on your position, you may be subject to additional eligibility requirements.

Wage earners who are also self-employed must meet certain eligibility requirements

You must meet the following requirements to be eligible for the Québec Parental Insurance Plan (QPIP):

1. Be the biological or adoptive parent of a kid born on or after January 1, 2006.
2. Be a resident of Québec on the first day of your benefit period and on December 31 of the year before.
3. Have discontinued or decreased the time spent on your company operations by at least 40%, and have stopped working or witnessed a 40% fall in your regular job income (pay). (Note: If you are paid as a family-type resource or an intermediate resource, you are automatically deemed to have cut down on the amount of time you spend on this sort of work by at least 40%.).
4. During the qualifying period, have at least $2,000 in insurable earnings (income taken into consideration for benefit calculation reasons), regardless of the number of hours worked.
5. During the qualifying period, you must have paid or owed a QPIP premium.
6. Depending on your position, you may be subject to additional eligibility requirements.

Benefits for a Pregnancy and a Birth for a born child

We will now present the benefits for a Pregnancy and a Birth for a child born for each Eligibility Situation.

Pregnancy and childbirth benefits for children born on or after January 1, 2021 (for an earned wage, self-employer worker and who has both cases)

Parents may be eligible for a variety of benefits during pregnancy or following the birth of a child if it occurred after January 1, 2021. (for earned wage earners, self-employer worker and who has both cases).

Types Benefits like:

1. Benefits of Maternity Leave.
2. Paternity Benefits.
3. Benefits for parents.
4. Parental Benefits That Can Be Shared.
5. Parental Benefits That Aren’t Shareable.

Each type of benefit has its own set of rules for the benefit period, during which the parents must use the benefit weeks.

The number of benefit weeks you receive is determined by the plan you select. Both parents may design benefit week accounts for this exact situation at the same time or at different times over the benefit period. Benefit weeks can be distributed in a variety of ways to meet different conditions.

Please see this website for further details.

Pregnancy and childbirth benefits for children born on or before January 1, 2021 (for an earned wage, self-employer worker and who has both cases)

Parents may be eligible for a variety of benefits during pregnancy or following the birth of a child if it occurred before January 1, 2021.(for earned wage earners, self-employer worker and who has both cases).

Types Benefits like:

1. Benefits of Maternity Leave.
2. Paternity Benefits.
3. Benefits for parents.

Each type of benefit has its own set of rules for the benefit period in which the parents must use the benefit weeks.

The number of benefit weeks you receive is determined on the insurance plan you select. Both parents may prepare benefit week accounts for this situation at the same time or at different times over the benefit period. Benefit weeks can be distributed in a variety of ways to meet the needs of different people.

 

Please see this link for more details.

Benefits For Adoption

We’ll go through the advantages of adoption for each Eligibility Situation immediately.

When a child is available for adoption on or after January 1, 2021, you will be eligible for certain benefits (for an earned wage, self-employer worker and who has both cases)

If the adoption took place after January 1, 2021, the parents may be entitled for a number of advantages (for earned wage earners, self-employer worker and who has both cases).

Types of Benefits like:

1. Advantages of Adoption.
2. Adoption Benefits That Can Be Shared.
3. Adoption Benefits That Aren’t Shareable.
4. Benefits of Adoption-Related Welcome and Support.
5. Adoption Intention Confirmation Document.

Each form of benefit has its own set of regulations for how the parents must spend the benefit weeks during the benefit period.

The amount of benefit weeks you get depends on the insurance plan you choose. Benefit week accounts for this circumstance might be prepared by both parents at the same time or at separate periods throughout the benefit period. Benefit weeks can be allocated in a number of ways to accommodate various people’s requirements.

 

When a child is available for adoption on or Before January 1, 2021, you will be eligible for certain benefits (for an earned wage, self-employer worker and who has both cases)

If the adoption took place before January 1, 2021, the parents may be entitled for a number of advantages (for earned wage earners, self-employer worker and who has both cases).

Types Benefits:

1. Advantages of Adoption.
2. Adoption Benefits That Can Be Shared.
3. Adoption Benefits That Aren’t Shareable.
4. Benefits of Adoption-Related Welcome and Support.
5. Adoption Intention Confirmation Document.

Each form of benefit has its own set of restrictions for when the parents must utilize their benefit weeks.

The number of benefit weeks you are entitled to is dependent on the insurance plan you choose. For this circumstance, both parents may prepare benefit week accounts at the same time or at separate periods throughout the benefit period. Benefit weeks can be allocated in a number of ways to fulfill the requirements of various individuals.

Benefits of Death of a Child and Termination of Pregnancy

Death of Child

The death of a newborn child may occur before or after applying for Maternity, Paternity, Parental, Adoption or Welcome and Support Benefits , or during multiple births or adoptions.

There are no benefits for the death of a child. However, you may be entitled to certain weeks of parental insurance benefits, depending on your situation. Visit the steps you need to take during the event of death here.

Termination of Pregnancy

You may be eligible for maternity benefits if your pregnancy is terminated. This procedure must be carried out after the 19th complete week of pregnancy. The benefit period ends no later than 20 weeks following the week in which the pregnancy is terminated, subject to exceptions.

In the event of a pregnancy termination, there is no other form of QPIP benefit.

Apply For Quebec Plan Insurance Parental Benefits(QPIP)

What Is the Process for Applying for Benefits?

Before you apply for benefits, there are a few things you should know.

• Each parent must fill out a benefit application.
• You must fulfill the qualifying requirements and have all of the necessary information.
• The date on which a benefit application is filed is determined by how it is submitted.
• If you wait too long to apply after your pay expires, you risk losing weeks of benefits.

A. Personal details such as:

1. Your SSN (Social Security Number).
2. The social security number of the other parent.
3. Information about your finances.

B. Information regarding your child’s birth or adoption:

1. Birthplace or place of adoption
2. Adoption style.

C. Information about your earnings:

1. Your take-home pay.
2. Today is your last day at work.
3. The total number of employment records you’ve gotten in the previous 52 weeks.
4. If you’re self-employed, your net business income.

You have two options for submitting your application for benefits:

1. Using the Québec Parental Insurance Plan’s online services (QPIP). When you submit your application, you will be given a confirmation number. This number certifies that your application to the QPIP has been submitted and should be kept in a secure location.

2. By contacting the QPIP’s Customer Service Center. After you’ve completed your application, the officer will suggest that you:

You can either use QPIP’s online facilities to submit your application, or they can give you a copy of the completed form by postal service to sign and return to them as soon as possible. You may always register for the QPIP online services to review and maintain your file online, even if an officer from the Centre de service à la clientèle assisted you in applying for benefits over the phone.